The word “best” is very subjective in nature. Everyone buying a health insurance plan in India would have a different expectation or requirement. For instance, someone who is unmarried would rather go for individual health insurance plans than family insurance plans.
On the other hand, family guys would take family health insurance plans along with taking an additional individual health insurance plan. Again, people who live with their parents would want a health family health insurance plan or a group health insurance plan which provides coverage for parents instead of spouse or kids. Similarly, someone looking or a best health insurance policy in India for his/ her elderly parents has to look for higher coverage along with pre-existing illness coverage.
Hence, no one can suggest a particular health insurance plan with an assurance that the shared insurance scheme would fit their needs, and cater to their expectations.
Therefore, you should make a list of your expectations and consider those while finding a good health insurance plan for yourself. You can also consider other factors such as insurance premium, additional features offered etc.
Certainly there is no doubt in saying that ‘Health is Wealth’ and it is highly important to insure your health in advance so that you can easily fight against unforeseen medical emergencies.
Investing in these types health insurance policies in India is a good way to be ready in advance to beat costly medical emergencies.